Neither New York Life Insurance Company nor it's Agents render tax, legal, or accounting advice.  Please consult your professional advisers regarding your particular situations before determining any appropriate course of action.

W. Scott Anders is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Connecticut, New York, Virginia and Maryland.  No insurance business may be conducted outside of the states referenced.

W. Scott Anders is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC.  Member FINRA/SIPC, a licensed insurance agency.  In this regard, this communication is strictly intended for individuals residing in the state of Connecticut, New York, Virginia and Maryland.  No offers may be made or accepted from any resident outside the specific state referenced.

W. Scott Anders is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states Connecticut, New York, Virginia and Maryland.  As such, these services are strictly intended for individuals residing in the specific states referenced.

Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies.